Is Your Personal Property Covered by Insurance?
Insurance Mistake #9: Not understanding the limitations in coverage on certain personal property items (Jewelry, fine art, collectibles, tools, etc). It’s safe to say that we all want to keep what valuables we have safe. Whether these are expensive items or priceless heirlooms, anything material can get damaged or lost. It is important to discuss…Read More
How an Inventory App Can Help Your Insurance Claim
Mistake #8: Not documenting the contents/inventory of your home or business. When a devastating fire occurs at your home or business, one of the most important things to have on hand is a good inventory of your personal or business property. When a fire, tornado or theft happens, the insurance policyholder is required to list…Read More
Recovering From Roof Damage? Be Sure to Do This
Mistake #7: Not replacing your roof with impact-resistant shingles after a hail claim. Hail damage is the top homeowner’s insurance claim we have here in Oklahoma – approximately 60% of all of the claims over the last 15 years can be attributed to hailstorms. If you’re one of the many Oklahomans who have dealt with…Read More
Home Insurance Coverage A: Are You Carrying Enough?
Mistake #6: Not carrying a sufficient amount of Coverage A on your home policy to rebuild your house in the event of a total loss (fire/tornado) Severe weather and natural disasters can brutally damage entire cities – and in Oklahoma, we’re no strangers to the destructive power of tornadoes and fires. Unfortunately, many people underestimate…Read More
What is Gap Coverage, and How to Save Money on It
Mistake #5: Buying gap coverage from your car dealer, bank, or credit union Today, we’re going to cover Insurance Mistake #5 in our 10-part series. As defined by the Insurance Information Institute1, “gap insurance covers the difference between what a vehicle is currently worth (which your standard insurance will pay) and the amount you actually…Read More
Should You Have a Personal Umbrella Policy?
Insurance Mistake #4: Not having a personal Umbrella policy when you have a high income or net worth The personal umbrella policy has one of the best values in the insurance industry for providing peace of mind and asset protection in today’s litigious society. If we think about the liability exposures we face every day,…Read More
Insurance Tip: Is the Claim Amount Just Over Your Deductible?
Save Money on Insurance This week, Rosburg & Associates will be covering insurance mistake number 3: Filing a claim just over the amount of your deductible. Find out how to better save money on your insurance below! Is your claim amount just over your deductible? Filing a claim a few hundred dollars over your deductible…Read More
Consider This Factor Before Buying a Vehicle
Don’t make the mistake of buying a vehicle before looking into the cost of auto insurance. Are you looking to buy a vehicle for yourself or a family member? One of the most common insurance mistakes is buying a vehicle before looking into the cost of insurance. The type of vehicle can have a…Read More
Avoid This Common Auto Insurance Mistake
Auto Insurance is designed to protect you and others driving around you when accidents occur. We have found that many people don’t understand the magnitude or consequences of being involved in an injury-related auto accident. Carrying low liability limits and low deductibles on your automobile insurance We have all witnessed increasing medical costs and the…Read More
Top 10 Insurance-Related Mistakes People Make
I am excited to start a blog for sharing my knowledge and experience that I have accumulated over the last 28 years of my insurance career. Making wise insurance and financial decisions can have a lasting impact on protecting your current family’s well-being as well as future generations. I will expand upon each of these top…Read More